From the 1. January 2016. moving a new wave of rising interest rates on the loans, announced the leading banks, which is a consequence of the now prolonged periods of lowering European, but also of national reference rate.
The new lowering of interest in most banks affect the loans have been converted from the Swiss franc.
In the last two years of the Croatian banks are repeatedly lowered interest rates on loans, and the old and the new. The trend will continue, and in 2016. year.
“The global environment that favors low interest rates the banks gives a particular maneuvering space for a possible continuation of the trend of decreasing interest rates,” commented for Greyhound Allen Kovac, macroeconomic analyst.
Thus, for a housing loan in a Bank of for instance 80 thousand euros, at the beginning of 2014. pay monthly rate of 475 euros. Because of all the past of lowering interest rates, but also the newest, from 1. January 2016. monthly war would have to be smaller to 54 euros. Interest rates are falling and for eurske but also for all the rage, but Kuna credits.
“The demand is higher than ever and the Croats seeking loans primarily to the Kuna, it suits us because we were so far the only bank that was primarily tied to the Kuna, and with these measures the CNB will be facilitated and others, kažeTomislav Vuić, ceo of HPB.
Namely, the CNB’s for 2016. announced the new measures more favorable borrowing banks in domestic currency, and this should further increase the number of loans in kuna. However, along with lower interest rates on loans, they go hand-in-hand and lower interest rates on their savings.